Filing Bankruptcy

Filing Bankruptcy? Hiring an Attorney Is Essential

If you are thinking about filing bankruptcy and want to ensure you make the right decision for yourself and your family, our team at Martelle Gordon & Associates can help you. Many men and women face financial problems that limit their access to financial freedom. No matter why you are where you are right now, you may have the ability to find financial peace of mind again through bankruptcy. It is a big decision. That is why you should work with a bankruptcy attorney to ensure this is the best decision for your unique needs.


Is Bankruptcy Right for You?

When you work with our bankruptcy attorney, you will learn, firsthand, what bankruptcy is, who qualifies for it, and the ramifications of filing. You will learn about the risks you take when you file, but also the potential benefits it offers. The key here is to understand what types of debts can be discharged, or forgiven, during bankruptcy as well as what steps you need to take to have your bankruptcy approved. The good news is there is help available to you. Our team is experienced in working with people from all walks of life facing these financial hardships. We want to help you, too.


What Happens When You Meet with a Bankruptcy Lawyer?

When you meet with your bankruptcy lawyer at Martelle Gordon & Associates, we will talk about your situation. This process allows us to conduct a mean’s test. This is a required process to help ensure you have the right qualifications for filing bankruptcy.
You will also learn about your assets and what can happen after you file. There are several forms of bankruptcy available, which means there is help available to you. If you have a considerable amount of assets you do not want to lose in this process, Chapter 13 bankruptcy may be the best option for you. You will spend several years working to repay those debts in a streamlined and more effective manner. Then, the remaining debt is discharged. If you do not have a lot of debt, you may qualify for Chapter 7 bankruptcy, which is total discharge without repayment.


What Should You Do Now?

Filing bankruptcy is a very big decision. You will benefit from having a bankruptcy attorney by your side to help you make critical decisions. Our team at Martelle Gordon & Associates has over 40 years of experience helping people in the region to get through tax and debt-related problems. Even if you are unsure of how you can overcome your financial situation right now, we can help you make the right decisions moving forward. We encourage you to come in for a free consultation to discuss your needs with our bankruptcy lawyer.